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Top payment service providers in Europe

Essential Insights: Europe’s Top 7 Payment Providers for Your Business

When you’re in business, choosing the right payment service provider can really make a difference. Today, we’re exploring the European payment services landscape, focusing on the top seven providers, uncovering how each of these companies can elevate your business operations, overcome challenges, and unlock new possibilities.

Novalnet AG

Novalnet AG is a global all-in-one payment service provider headquartered in Germany, renowned for its comprehensive suite of solutions designed to meet the diverse needs of businesses worldwide. With over 16 value-added services under one contract Novalnet AG empowers businesses to optimize their payment processes seamlessly. Notable features and benefits include:

  • Unified Commerce Platform
  • AI-powered fraud prevention
  • Payment guarantee for invoices and direct debits
  • Certified direct integration with major ERP, CRM, and e-commerce systems including SAP, Salesforce, and Magento
  • Support for over 150 payment methods in 125+ currencies
  • Automated subscription management
  • Automated split payments for marketplace and affiliate businesses
  • Trusted by 13,000+ clients including Airbus, Axa, Munich Airport, Frankfurt Airport, Shell, Allianz, Deutsche Telekom, SWM, Caritas, and more.


Adyen is a global payment platform recognized for its omnichannel capabilities, offering seamless payment experiences across online, mobile, and in-store channels. With support for over 200 payment methods and real-time data analytics, Adyen enables businesses to process transactions efficiently and securely, regardless of their location or device. Notable features and benefits include:

  • Unified platform for global payments
  • Real-time data analytics
  • Advanced fraud detection
  • Customizable payment pages for consistent branding
  • Direct integration with major e-commerce platforms like Magento and WooCommerce
  • Clients include FLIX, Zalando, ebay, Swarovski, etc.


Stripe stands out for its developer-friendly approach and robust suite of payment tools. With easy integration and support for recurring billing, Stripe empowers businesses to create personalized payment experiences tailored to their unique needs. Its extensive documentation simplifies the integration process, allowing businesses to quickly get up and running with minimal technical expertise. Notable features and benefits include:

  • Support for recurring billing and subscription management
  • Dynamic 3D Secure for enhanced security
  • Automated invoicing and billing
  • Global reach with support for over 40 countries
  • Extensive documentation and developer resources
  • Clients include Amazon, Shopify, Zara, BMW, etc.


Unzer offers a wide range of payment solutions tailored for businesses of all sizes, providing flexibility and convenience to both merchants and customers. With support for over 100 currencies and comprehensive risk management, Unzer ensures seamless payment processing across international borders while safeguarding against potential fraud. Its 24/7 customer support and white-label solutions further enhance the user experience. Notable features and benefits include:

  • Flexible payment options
  • Comprehensive risk management
  • 24/7 customer support
  • White-label solutions for seamless integration
  • Subscription management tools
  • Clients include Redbull, Netto, ImmoScout24, etc.


Mollie specializes in providing simple and transparent payment solutions for businesses across Europe, prioritizing ease of use and customer satisfaction. Its intuitive platform allows for easy setup and integration, while transparent pricing and support for popular payment methods ensure businesses have access to the tools they need to succeed. Notable features and benefits include:

  • Easy setup and integration
  • Transparent pricing
  • Multilingual customer support
  • Multi-currency support
  • Customizable checkout experience


Worldpay provides businesses with a diverse range of payment solutions, offering secure payment gateways and customizable reporting tools. Its multi-currency support and global reach enable businesses to expand their operations internationally, while integration with leading e-commerce platforms streamlines the payment process. Notable features and benefits include:

  • Secure payment gateways
  • Customizable reporting tools
  • Multi-currency support
  • Global reach with operations in over 140 countries
  • Integration with leading e-commerce platforms like Shopify and BigCommerce


SumUp focuses on providing mobile payment solutions for small businesses and independent merchants. With easy-to-use card readers and transparent pricing, SumUp enables businesses to accept payments on the go and grow their businesses with confidence. Notable features and benefits include:

  • Easy-to-use card readers
  • Transparent pricing with no monthly fees
  • Offline payments for uninterrupted transactions
  • Customizable receipts with branding options
  • Integration with accounting software like QuickBooks and Xero

In conclusion, the European payment services landscape offers a diverse array of options to suit every business need. Whether businesses are seeking comprehensive solutions like Novalnet AG’s all-in-one platform or specialized services tailored for specific industries, these top providers have something to offer. By evaluating their specific requirements and choosing a provider that aligns with their business goals, businesses can optimize their payment processes and enhance customer experiences effectively.

While we strive to provide accurate information, it’s important to note that details about businesses may change over time. Be sure to verify the latest updates directly from the providers themselves. So, buckle up and get ready for a journey filled with positive potential!

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